TOM & CYNDEE BROWNER QUAD CITIES REAL ESTATE WITH RE/MAX
SERVING THE ENTIRE IOWA AND ILLINOIS QUAD CITIES .....
DAVENPORT - BETTENDORF - ROCK ISLAND - MOLINE & SURROUNDING COMMUNITIES
TOM & CYNDEE BROWNER
CRS, CRB, ABR, GRI, e-PRO, MRA
BROKER OWNER'S RE/MAX BI-STATE
OLD TOWN MALL - 901 E KIMBERLY, DAVENPORT IOWA
LICENSED REAL ESTATE BROKERS - IOWA & ILLINOIS
563-388-0008 OFFICE - 563-388-0083 FAX - 563-570-7629 CELL - 563-343-1092 CELL
Contact us at tom&cyndee@quadcitiesrealestate.com Have a real estate question? The answer is just a phone call or E-mail away. Buying or Selling a home is an important financial decision. WHEN YOUR MONEY MATTERS, be careful and check out who you are dealing with. You deserve the best information and service available. If you would like to know what you should expect, check out our Buyer Representation or Seller Representation pages. We wrote this web site because we want to earn your business. Call Us to Fulfill Your Real Estate Dreams.
Flexible credit terms - Less than perfect Credit Scores, Minimum Only 620 for 100% Loan
Expanded debt ratio to 45% (Total Long Term Debt to Income)
No Credit Report - Credit can be established by Non-Traditional means like utilities
Income must not exceed $60,100/yr
Lower Private Mortgage Insurance
Must have 1 month cash reserves
Mortgages available through Loan Prospector for quick and easy assessment
Call Cheryl Reger or Holly Loussaert - U S Bank - 3120 Middle Road - Bettendorf, Iowa 52722 Phone 563-370-8700 or 309-781-6646
Less Up Front Cost - 30 year fixed interest Mortgage
$500 of own money
3% Down Payment Required
$3000 No Interest Second Mortgage with No payments. $3000 Recaptured upon sale of home.
Debt ratio to 41% (Total Long Term Debt to Income)
Whole House Inspection Required
Income must not exceed $48,080/yr
No Private Mortgage Insurance
No Cash Reserves
Credit Scores 580 or Above
Credit for Conventional -= 1 year bills current
Credit for FHA = One year bills current
Mortgages Currently at 6.125% Interest/30 years
Call Cheryl Reger or Holly Loussaert - U S Bank - 3120 Middle Road - Bettendorf, Iowa 52722 Phone 563-370-8700 or 309-781-6646
REAL ESTATE MAIN MENU